Pensacola BAH Rates

Quick answer

In 2026, an E-5 with dependents at Pensacola gets $1,863 a month in BAH, and an O-3 with dependents gets $2,271. DTMO puts Naval Air Station Pensacola in housing area FL064, “PENSACOLA, FL”, which covers 38 ZIP codes. 2027 rates are expected in mid-December.

What is BAH at Pensacola in 2026?

Monthly rates for DTMO housing area FL064. Service: Navy.

Pay gradeWith dependentsWithout dependents
E-1$1,794$1,521
E-2$1,794$1,521
E-3$1,794$1,521
E-4$1,794$1,521
E-5$1,863$1,644
E-6$2,235$1,722
E-7$2,256$1,791
E-8$2,265$1,941
E-9$2,304$2,046
W-1$2,253$1,782
W-2$2,262$1,938
W-3$2,274$2,061
W-4$2,325$2,229
W-5$2,427$2,241
O-1E$2,259$1,860
O-2E$2,268$2,022
O-3E$2,340$2,226
O-1$1,914$1,719
O-2$2,232$1,842
O-3$2,271$2,097
O-4$2,457$2,232
O-5$2,610$2,244
O-6$2,631$2,247
O-7+$2,646$2,259

How does Pensacola compare?

For an E-5 with dependents, FL064 ranks 210 of 338 housing areas in DTMO’s 2026 data (1 is the highest rate).

Which ZIP codes are in this housing area?

BAH follows your duty station’s ZIP code. These 38 ZIP codes are in FL064; if yours isn’t listed, check it in the BAH calculator.

Show all 38 ZIP codes

32501 32502 32503 32504 32505 32506 32507 32508 32509 32511 32512 32513 32514 32516 32520 32521 32522 32523 32524 32526 32530 32533 32534 32535 32559 32560 32561 32562 32563 32565 32566 32568 32570 32571 32572 32577 32583 32591

When will 2027 Pensacola BAH be out?

Expected in mid-December 2026 (see BAH 2027). Rate protection means you won’t see a decrease while you stay at this location.

Check another ZIP or grade

Sources

Last verified October 29, 2026 against the sources above. How we check dates · Corrections