Fort Drum BAH Rates

Quick answer

In 2026, an E-5 with dependents at Fort Drum gets $1,665 a month in BAH, and an O-3 with dependents gets $2,469. DTMO puts Fort Drum and Watertown in housing area NY225, “FORT DRUM/WATERTOWN, NY”, which covers 58 ZIP codes. 2027 rates are expected in mid-December.

What is BAH at Fort Drum in 2026?

Monthly rates for DTMO housing area NY225. Service: Army.

Pay gradeWith dependentsWithout dependents
E-1$1,569$1,356
E-2$1,569$1,356
E-3$1,569$1,356
E-4$1,569$1,356
E-5$1,665$1,422
E-6$1,893$1,476
E-7$2,103$1,578
E-8$2,331$1,749
E-9$2,526$1,896
W-1$1,914$1,548
W-2$2,196$1,713
W-3$2,478$1,899
W-4$2,544$1,938
W-5$2,631$2,154
O-1E$2,145$1,662
O-2E$2,436$1,827
O-3E$2,559$1,920
O-1$1,701$1,470
O-2$1,890$1,638
O-3$2,469$1,902
O-4$2,655$2,115
O-5$2,784$2,244
O-6$2,805$2,457
O-7+$2,823$2,496

How does Fort Drum compare?

For an E-5 with dependents, NY225 ranks 246 of 338 housing areas in DTMO’s 2026 data (1 is the highest rate).

Which ZIP codes are in this housing area?

BAH follows your duty station’s ZIP code. These 58 ZIP codes are in NY225; if yours isn’t listed, check it in the BAH calculator.

Show all 58 ZIP codes

13305 13312 13325 13327 13343 13345 13367 13368 13404 13433 13473 13489 13601 13602 13603 13605 13606 13607 13608 13611 13612 13615 13616 13618 13619 13620 13622 13624 13626 13627 13628 13631 13632 13634 13636 13637 13638 13640 13641 13643 13648 13650 13651 13656 13657 13659 13661 13665 13671 13673 13674 13675 13679 13682 13685 13691 13692 13693

When will 2027 Fort Drum BAH be out?

Expected in mid-December 2026 (see BAH 2027). Rate protection means you won’t see a decrease while you stay at this location.

Check another ZIP or grade

Sources

Last verified October 29, 2026 against the sources above. How we check dates · Corrections