Federal Holidays 2026
Quick answer
There are 11 federal holidays in 2026. When one falls on a Saturday, most federal employees get the Friday before off; on a Sunday, the Monday after. Banks follow a different rule: the Federal Reserve stays open on the Friday before a Saturday holiday.
Next federal holiday: Wednesday, November 11, 2026
This list matches OPM’s 2026 holiday schedule.
What are the federal holidays in 2026?
| Holiday | Day off (observed) | Actual date | Banks |
|---|---|---|---|
| New Year's Day | Thu, Jan 1 | Same day | Closed |
| Birthday of Martin Luther King, Jr. | Mon, Jan 19 | Same day | Closed |
| Washington's Birthday | Mon, Feb 16 | Same day | Closed |
| Memorial Day | Mon, May 25 | Same day | Closed |
| Juneteenth National Independence Day | Fri, Jun 19 | Same day | Closed |
| Independence Day | Fri, Jul 3 | Sat, Jul 4 | Open Fri, Jul 3 |
| Labor Day | Mon, Sep 7 | Same day | Closed |
| Columbus Day | Mon, Oct 12 | Same day | Closed |
| Veterans Day | Wed, Nov 11 | Same day | Closed |
| Thanksgiving Day | Thu, Nov 26 | Same day | Closed |
| Christmas Day | Fri, Dec 25 | Same day | Closed |
Why do pay dates sometimes ignore an observed holiday?
Direct deposits settle through the Federal Reserve, which stays open on the Friday before a Saturday holiday. Agencies differ: in 2027, DFAS pays military retirees on Friday, Dec 31 (an observed holiday), while SSA pays SSI the day before. Each of our pages follows the agency’s own published dates.
Are these state holidays too?
No. These are the holidays in federal law (5 U.S.C. 6103) for federal employees. States, banks and private employers set their own lists.
+ Add federal holidays to my calendar How subscribing works
Sources
- OPM, Federal Holidays (checked 2026-10-28)
- 5 U.S.C. 6103, Holidays (Cornell LII) (checked 2026-10-28)
- Federal Reserve, Holidays Observed by the Federal Reserve System (K.8) (checked 2026-10-28)
Last verified October 28, 2026 against the sources above. How we check dates · Corrections